Used Cars Dallas Fort Worth Auto Finance | driversselect.com

Learn about driversselect.com

driversselect.com vehicles are the same type of vehicles you will find at dealerships just thousands less. Never pay Kelley Blue Book retail again! Our vehicles come from the same closed dealer only auctions used by other dealers. These vehicles come from many sources, the main ones are: end of lease return from banks and manufacturers, ex- rental and ex-corporate fleet vehicles and over stock inventory from car dealers. But at driversselect.com our buyers are purchasing from all over the country to get your the best possible prices and save thousands, while we also focus on keeping costs low by not having fancy buildings and extras. We pass these savings on to you and price our vehicles at the lowest possible price up front giving you the opportunity to buy these same vehicles under Kelley Blue Book retail and saving you all the time, hassle and stress of negotiating that you face at other dealers.

At driversselect.com our process is very different than traditional dealers. Our goal is to give you full control by delivering the highest levels of transparency.  One of the ways we do this is to give you the best possible choice of vehicles by not only showing what vehicles we have in stock, but also what vehicles are coming down the pipeline that will be in stock over the next 7-10 days.  Every vehicle on our website is for sale; but unlike other dealers we show you every vehicle we have in inventory.  Most of these vehicles will be available for test drive and sale today, but some will still be going through our inspection process, and some will be on their way from auction.  Our goal is to provide you with the most up to date insider's look at our entire inventory.  If a vehicle is on its way from auction then it will only have one photo- a stock picture of a vehicle with a tarp over it that says "arriving soon". If the vehicle has multiple photos then it is onsite and available for sale; but can only be test driven once the vehicle completes the inspection process.  If a vehicle has not completed the inspection process you can view it immediately and provide you with an estimated date when the vehicle will be available a test drive.  It is recommended that you contact one of our customer support representatives via chat, email, or call 888-868-8046 to confirm availability for test drive before leaving home.


1. Are all Vehicles on the Website Available for Sale?

YES! Every vehicle on the website is available for sale. However some of the vehicles may be on their way from auction or still in the inspection process. If a vehicle is on its way from auction then it will only have one photo- a stock picture of a vehicle with a tarp over it that says "arriving soon".  If a the vehicle has multiple photos then it is onsite and available for sale but can only be test driven once it completes the inspection process. It is recommended that you contact one of our customer support representatives via chat, email or call 888-868-8046 to confirm availability for test drive. If a vehicle has not completed the inspection process you can view it immediately and we provide you with an estimated date when the vehicle will be available for test drive.



2. Can I see vehicles that have not completed the Inspection Process?

YES. Any vehicle with multiple photos is available for viewing but if it has not completed the inspection it will not be available to be test driven until the state inspection is completed.  However, we do allow you to come in and touch, view, and get a feel for the condition of the vehicle - but you will have to wait a few days to test drive it.  It is recommended that you contact one of our customer support representatives via chat, email, or call
888-868-8046 to confirm availability for test drive.


3. How do I know what vehicles are available for test drive and what vehicles are not ready?

Just contact one of our customer support representatives via chat, email, or call 888-868-8046 before you leave home to confirm availability for test drive
. If a vehicle has not completed the inspection process you can view it immediately and we can provide you with an estimated date when the vehicle will be available for test drive.


4. Can I Reserve a Vehicle before it is available for Test Drive?

YES!  If you see any vehicle on the website you can put a $500 deposit on that vehicle and it will be considered sold.  Please know that all deposits are non-refundable so please make sure
this is the vehicle you want.  Once a $500 deposit is secured your vehicle will be made a priority and moved to the front of the inspection process ahead of other vehicles in the pipeline that have not been sold.  A $500 deposit allows you to secure the vehicle so no other person can purchase it.  Once a deposit is taken on the vehicle it is removed completely off the website that night and no longer available for sale.


5. How does driversselect.com sell the same vehicles as other dealers for thousands less?

This is the number one question we get asked, the answer is really simple - we work hard to eliminate the high selling costs of traditional car dealers. Here are some of the ways we cut costs and keep prices low:

 a.    WE BUY OUR VEHICLES IN THE MARKETS WHERE THEY ARE SELLING FOR THE LEAST AND PASS THE SAVINGS ON TO YOU. We have dedicated full time buyers purchasing vehicles over the internet from as many as 60-80 different auctions all over the country each week. Every week our buyers seek out the lowest priced vehicles no matter where they are located. driversselect.com is not associated with one brand of vehicles so we have flexibility to buy only the vehicles that offer the best value.  If Honda vehicles are lower at auction Chicago we buy those instead of Toyota or Nissan that day in Dallas. If BMWs are less than Mercedes one day we buy BMWs. We don’t compromise quality we buy when and where the prices are low and pass the savings on to you.

b.    WE ELIMINATE UNNECESSARY AMENITIES AND COSTS. Traditional car dealers offer luxurious showrooms and fancy services like free car washes for life, free loaner cars, free pick up and personal concierges. These facilities and services cost money and are built into the price you pay for your vehicle. At driversselect.com we are independent of any one manufacturer so we don’t have to absorb the facilities cost many manufactures force on their dealers. We focus on driving costs out of the system to give you a simple quick buying process at the best possible price.

c.    WE OFFER A QUICK AND SIMPLE BUYING PROCESS, LOWERING OUR SELLING COSTS. The number one expense for car dealers is personnel. We reduce our personnel costs by increasing productivity. By setting prices low from day one we eliminate the need for and cost of special promotions or incentives (which are really just an excuse for high prices). We also eliminate the need to haggle or negotiate, instead of spending time haggling and going back and forth over price, our sales people can focus on taking orders and delivering cars.  We designed our model for today’s fast paced internet world. We think more than ever our customers don’t want to overpay for products and services (especially major purchases like a vehicle) and do not have the time for lengthy sales processes or sales gimmicks. Our simple process provides great prices upfront and allows you to do all your research on-line and lock all your purchase details or, even totally complete your purchase, all from the comfort of your own home.

d. WE SELL ON HIGH VOLUME NOT HIGH MARGIN: Unlike most car dealers who try to hold high margins on just about every vehicle, we generate our profits from selling high volumes of vehicles at lower margins.  We find that when you price vehicles at a low price you sell them a lot faster and that generates better deals for you and more satisfied customers for us.


6.
Do driversselect.com v
ehicles come with a warranty?

Many driversselect.com vehicles are still covered under the original manufacturer’s warranty. Some vehicles even come with a full maintenance plan. See dealer for more details.  You can also purchase an extended service contract to provide up to 3 years and 100,000 miles worth of coverage on every driversselect.com vehicle.

7. Do you offer financing on vehicles?

driversselect.com vehicles qualify for most financing programs - driversselect.com offers over 100 auto financing programs from over 20 major banks, credit unions, and finance companies where you will find rates as low as 1.8% APR, down payments of just $0 and financing up to 72 months.

8. What methods can I use to pay for my vehicle or down  payment ?

Any form of certified funds can be used as payment (cashiers check, wire transfer etc) or cash. We also accept all major credit and debit cards up to a maximum of $3000. We do not accept personal checks.  

9. Can I reserve a driversselect.com vehicle?

YES! Any driversselect.com vehicle can be reserved for up to 72 hours for a $500 deposit. Once you make your deposit we guarantee not to sell the vehicle and hold it exclusively for you up to 3 days.  We can accept your deposit using any major credit card, debit card or wire transfer.  Please note that removing a vehicle from inventory for 3 days is extremely expensive and therefore the deposit is non-refundable should you decide not to proceed with the purchase.

10. Is the price on driversselect.com vehicles negotiable?

NO! All driversselect.com vehicles are priced at the lowest possible price upfront so you never have to haggle over price. driversselect.com vehicles are priced thousands below Kelley Blue Book retail. Please note that the advertised price does not include documentation charge of $125, delivery prep fee of $259, sales tax, vehicle registration fees, finance charges and any other fees required by law.

11. What is the delivery prep fee?

The $259 delivery prep fee covers the mechanical and cosmetic checkout, oil, fluid and filter check, pre-delivery detailing, full tank of gas and delivery of your hard tags (we mail all hard tags direct to your home as an added convenience).

Auto Financing at driversselect.com

1. What makes driversselect.com different from other dealers who offer financing?

No matter what your budget is or what your personal circumstances are no other dealer offers more financing programs than driversselect.com! We have offer rates from as low as 1.8%, $0 down and up to 72 months. Unlike most dealers who offer generic financing programs, driversselect.com has established strong personal relationships which enable us to negotiate special financing programs with over 20 national lenders offering hundreds of different financing programs. Many of these financing programs are only available at driversselect.com. driversselect.com are financing experts and unlike other dealers our process is designed to be easy, open and stress free.


2. How does financing at driversselect.com
work?

driversselect.com offers two easy ways to finance the purchase of your next vehicle:

On-line – get all your financing terms upfront before you ever set foot in the showroom. Simply select the vehicle you are interested in financing and then click the "GET APPROVED" button to fill out the quick and easy application. A driversselect.com associate will begin processing your application immediately. If we receive a complete application we can provide you with all your financing terms upfront in less than an hour including our best interest rates, down payment options, monthly payment options, and financing terms. You will have all the information you need to determine the vehicle that fits your driving needs and monthly budget.

Call Now:      888-868- 8046
Apply Now:   Application

Concierge – if you are not ready to apply over the internet but have some questions about our financing process, terms, rates, down payment, or monthly payment options please don't hesitate to contact us.  We have over 20 customer service agents ready to answer your questions and help you get more comfortable with our quick and easy process.  Call anytime Mondays-Saturdays 8am-8pm (CST) at 888-868-8046.  We hope that you will give us the opportunity to show you how quick, easy, and affordable we can make buying a car.

3. I have excellent credit what can driversselect.com do for me?

driversselect.com has 100+ finance programs that fit every budget and personal circumstance. So if you are looking for the lowest monthly payment on your auto financing, we have extended payment terms on every vehicle that allow you to finance a vehicle up to 72 months. If you are looking for a low interest rate we have rates starting at 1.8% APR. If you want a low down payment we have many programs that allow you to purchase a vehicle with no money down.


4. Can I trade in my current vehicle?

Yes. driversselect.com will accept your current vehicle as a trade-in no matter the condition or age of the vehicle, and no matter what balance you have outstanding on financing. We will work hard to give you a fair market value for your trade-in to use as down payment on your purchase.

5. Can I find out about my credit report?

Yes there are three major credit reporting agencies and you can obtain a copy of your credit report from any of them. You can obtain a free copy your report from any of the agencies. Your credit score may vary by agency due to differences in reporting. The agencies are:
Equifax: get your credit score online or call 800 685 1111
Experian: get your credit score online or call 888 397 3742
Transunion: get your credit score online or call 800 888 4213

6. How does the financing process work? 

If you are the type of person who wants to know all your financing terms upfront including the best interest rate, minimum down payment, lowest monthly payment terms; then we have a quick and easy way to put you in control.  Simply select a vehicle and click the "GET APPROVED" button or call one of our friendly customer service associates at 888-868-8046 and we can get you all this information before you ever visit our store.  We will match your finance application with programs from some of the countries top banks like Wells Fargo, Capital One, BB&T, and Chase as well as local credit unions. In total we work with over 20 different lenders.  If you have had some prior credit problems but are now back on your feet we also work with finance companies that can finance you.

7. What documents should I bring to finalize my financing and vehicle purchase?

You must bring a valid drivers license and proof of current auto insurance. You may also need to provide proof of income, proof of residence like a utility bill, your driversselect.com consultant will advise and guide you through every step of the process and answer any questions you may have. If you also intend to trade your current vehicle in with driversselect.com, you will need to bring your vehicle title or information on your current lender, your driversselect.com consultant will answer any questions you may have.

8. How much money will I need to put down?

Because all our vehicles are priced below retail we are able to offer zero money down financing over 85% of the time.  We also have financing programs that allow you to roll over all or most of the negative equity in your trade in so you won't have to come out of pocket.  It is quick and easy to find out if you qualify for zero down financing and you can do it all from the comfort of your home, office, or mobile device. Simply select a vehicle and click the "GET APPROVED" button or contact one of our friendly customer service associates at 888-868-8046.

9. What are my monthly payments?

With financing programs from over 20 major lenders we can typically offer you some of the most affordable monthly payment programs in the marketplace.  We have rates as low as 1.8% APR and extended terms as long as 72 months so getting a payment to fit your budget can be done in a quick, easy, and hassle free way right from the comfort of your home, office, or mobile device.  To learn more please click the chat button or contact us at 888-868-8046

10. What type of Income Qualifies?

All income stated on the application must be verifiable. W-2 income can be verified by two consecutive pay stubs that are not older than 30 days from the date you visit the dealership. For self employed or 1099 income, you must provide the last two years of tax returns with your schedule C (use line 31 as your income). Some lenders will accept 3-6 months worth of bank statements. Other income sources that can qualify are proof of child support, alimony, income from a second job, social security, retirement, and disability. Your personal consultant will work one on one with you to help verify all income and the monthly payment you qualify for.


11. Do I need a co-signer to get Financed?

While co-signers with positive credit can help improve your financing terms, they certainly aren't required. Co-signers are used when there isn't significant proof of gross monthly income, proof of residence, a valid driver's license, proof of full coverage insurance, six personal references, and rent or mortgage is not current. In addition, if your total debt, including rent or mortgage, along with any debt listed on your credit bureau report, exceeds 50% of your verifiable gross monthly income, or you have an open automobile that you are not trading, you may be required to have a cosigner to budget for additional debt.

 

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