f.l.i.p. or future lifestyle improvement plan

the future lifestyle improvement plan (or "f.l.i.p.") is a customized program developed by driversselect to help you obtain the lifestyle you deserve. f.l.i.p. will help you identify the specific actions you need to take to improve your credit score, so that you can have access to more affordable financing for your next vehicle, home, education, family vacation, etc.

In order to afford the lifestyle you desire, you have to develop a plan to build a good credit rating. (the reason: your credit rating will be one of the biggest factors in determining whether or not you can afford many of life's luxuries!)

by using flip, you'll be able to better understand your current credit situation, as well as the actions you can take today to afford yourself a superior lifestyle.

your credit consultant will guide you through flip, so you can get the most out of it.

here are some of the ways you can use it:

"what's the best use of my dollars?" Suppose you have $300 dollars, and you want to know how you can best use that money to raise your score. Punch "$300" into flip and hit enter. The program will show you exactly where to put your money, to make the biggest impact on your credit score.

"how can I raise my score by X points?" Maybe you want to know what you can do to raise your score by, say, 75 points. If so, punch the figure into the appropriate flip field, and the program will tell you what specific steps you need to take to raise your score by that figure.

"how does opening a new account impact my score?" Opening a credit card or a bank card account affects your score, as does obtaining an auto loan or a mortgage. With flip, you can understand the impact it'll make before making the decision. Sometimes opening new credit can actually hurt your credit score if you don't mange it well. f.l.i.p will help you identify how to use the new credit to make sure you are improving your score as well help you identify actions that can cause your credit score to decrease.

"if I consolidated all my debt into one credit card, how would that effect my score?" To better manage their finances, some people try closing most of their accounts and rolling the debt into a central credit card account. Is that the right move? Ask flip and find out.

"what would you do, flip?" the flip program can also give you valuable tips on what you should do to increase your score, without any specific prompts from you.

ask your driversselect credit consultant for more details.